Recreation · Boat

Let us help you with your boat insurance needs.

Boats and personal watercraft are a fun investment that need specific protection. Millstone Insurance can help you choose the boat coverage that helps to protect you, your loved ones, your boat, and other watercraft equipment.

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What's covered

Important coverages

  1. 1

    Liability Coverage

    Pays for injuries and property damage to others if you're at fault in a boating accident.

  2. 2

    Medical Payments Coverage

    Covers medical expenses for you and your passengers after an accident, regardless of who was at fault.

  3. 3

    Uninsured Boaters Coverage

    Protects you if another boater without insurance injures you or damages your boat.

  4. 4

    Underinsured Boaters Coverage

    Covers the gap when the at-fault boater's liability limits aren't enough to cover your losses.

  5. 5

    Property Damage Coverage

    Covers damage you cause to other boats, docks, or property.

  6. 6

    Collision Coverage

    Covers repair or replacement of your boat after a collision with another vessel or object.

  7. 7

    Comprehensive Coverage

    Covers non-collision damage — theft, vandalism, fire, and storm damage.

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