Recreation · RV

Let us help you with your recreational vehicle insurance needs.

Your recreational vehicle (RV) is more than a car, but it's not quite a house. For some, it's a home away from home. RV insurance is different than car insurance — which is why motorhomes, travel trailers, and campers need custom coverage.

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What's covered

Important coverages

Coverages vary by state, so let Millstone Insurance help you get the policy you need.

  1. 1

    Liability Coverage

    Covers injuries and property damage you cause while driving or using your RV.

  2. 2

    Medical Payments Coverage

    Pays medical expenses for you and your passengers after an accident.

  3. 3

    Uninsured Motorists Coverage

    Protects you if you're hit by a driver without insurance.

  4. 4

    Collision Coverage

    Covers crash damage to your RV.

  5. 5

    Comprehensive Coverage

    Covers non-collision damage — theft, fire, hail, vandalism, and storm damage.

  6. 6

    Actual Cash Value

    If your RV is totaled, pays the current market value minus depreciation.

  7. 7

    Replacement Cost

    If your RV is totaled, pays for a comparable new replacement without depreciation.

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