Personal · Condo

Let us help you with your condo insurance needs.

Millstone Insurance can help you select the right condo insurance policy for you. Each Condo Association Agreement is different and has different insurance coverages and requirements. They typically cover the physical structure and common areas — you are typically responsible for floors, walls, cabinets, fixtures, etc.

What's covered

Important coverages

Check with your specific association for what their master policy covers, then let us fill in the rest.

  1. 1

    Dwelling Coverage

    Covers the interior of your unit — walls, floors, cabinets, and fixtures — beyond what the HOA master policy handles.

  2. 2

    Personal Property Coverage

    Covers your belongings against fire, theft, vandalism, and some weather events.

  3. 3

    Liability Coverage

    Protects you if someone is injured in your unit or if you damage others' property.

  4. 4

    Medical Payments Coverage

    Pays medical expenses for visitors injured in your unit, regardless of fault.

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